Tuesday, July 9, 2013

The best points to use between New York and Chicago

A family friend couple of ours is currently doing long-distance between New York and Chicago. I imagine they are not the only ones trying to get between these two major cities, and I would also imagine that not everyone flying this route is using their miles most efficiently. Below is a primer on who to fly and what miles to fly them with so you can maximize your investment (or hopefully lack thereof) in flights.

The airports

Chicago has two major airports and New York has three:

Chicago – O’Hare (ORD)
Chicago – Midway (MDW)
New York – La Guardia (LGA)
New York – Kennedy (JFK)
New York – Newark (EWR)

The players

I counted at least five airlines that fly between these two city pairs:

American (ORD-LGA,JFK,EWR)
Delta (ORD-LGA,JFK)
Jetblue (ORD-JFK)
Southwest (MDW-EWR,LGA)
United (ORD-EWR,LGA)

The costs in miles

I’m going to leave Delta out of this calculation because they rarely have any low-level award seats available, but the other airlines usually have at least reasonable available at the cheap level:

American: 25,000 miles
Jetblue: Based on fare cost
Southwest: Based on fare cost
United: 25,000 miles

Jetblue and Southwest have miles programs where the points are tied to the airfare. You will always get pretty much the exact same value for your points (except some taxes and fees that may shift them slightly higher or lower). Because these airlines don’t have set prices for their miles tickets, I’m not going to go much into them. The current signup bonus for the Chase Southwest card is 50,000 points. I’d definitely recommend it. It should get you at least two roundtrips. Here’s the link.
Back to American and United. It turns out that American and United miles are not the most useful miles for flying either of these airlines on this route. They both have alliance partners with better mileage costs and redemption options.

British Airways

British Airways and American Airlines are both in Oneworld, one of the major airline alliances. Because of this, you can use British Airways miles to fly on American Airlines flights. BA is a part of the Avios miles program. Avios is a distance-based program, meaning the shorter the flight, the less points you will pay. The distance between New York and Chicago is ~750 miles, which places the city pair in the 15,000 mile bucket for Avios. That’s right, instead of paying 25,000 American miles roundtrip, you could pay 15,000 Avios miles.

But wait, there’s more. Avios don’t have last-minute booking fees or any cancellation fees. To book a flight later today between these two cities would cost me $2.50 each way. To book a flight later today with American miles would cost me $75. If I cancel all I lose is the $2.50 on BA. If I cancel on American I’d be charged $150. So not only are you spending less miles, you can also be way more flexible with when you use them.

You can book any American SAAver flight with Avios. I have a post here about how to book AA flights with Avios.

ANA

ANA stands for All Nippon Airways, a Japanese airline in the Star Alliance with United. ANA, like BA, has a distance-based miles program. New York to Chicago costs 20,000 miles. That’s not a ton cheaper than using United miles, but it’s something. The real advantage here lies in the last-minute fees. ANA doesn’t charge last-minute booking fees, and it appears as long as you book at least four days in advance, you can use them. United normally charges $75 for bookings within 21 days of departure.

You can book any United Economy Saver award with ANA. I recently posted about ANA’s mileage program here.

How to earn these miles

British Airways miles are probably the easiest to earn of any mileage currency. They have their own credit card with Chase, which has a 50,000 point signup bonus, and earns 1.25 points for every dollar spent. But in addition to that, BA is also a transfer partner of both Chase and American Express. This means that any card earning Chase Ultimate Rewards or American Express Membership Rewards can earn you Avios points. Here is a list of the top cards for British Airways miles:

Chase British Airways – 50,000 points after $1,000 spend in 3 months
Chase Sapphire Preferred – 40,000 points after $3,000 spend in 3 months
Chase Ink (business) – 50,000 points after $5,000 spend in 3 months
Amex Gold (business) – 50,000 points after $5,000 spend in 3 months
Amex Gold (personal) – 25,000 points after $2,000 spend in 3 months

ANA miles are slightly harder to earn only because they’re just a transfer partner of American Express and they don’t have their own credit card for US residents. Because they’re more difficult to earn I’ve also included the United Airlines miles cards. UA is a transfer partner of Chase.

ANA
Amex Gold (business) – 50,000 points after $5,000 spend in 3 months
Amex Gold (personal) – 25,000 points after $2,000 spend in 3 months

United
Chase United Explorer – 30,000 points after $1,000 spend in 3 months
Chase Sapphire Preferred – 40,000 points after $3,000 spend in 3 months
Chase Ink (business) – 50,000 points after $5,000 spend in 3 months


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